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Paying for care: common questions

Short answers, with links to the full explanations.

Home›Questions›Paying for care: common questions

How much is assisted living in Boise per month?

CareScout's 2025 Idaho median is about $5,175 a month ($62,100 a year); no Boise-only figure is published.

Does Medicare pay for assisted living?

No. Medicare can pay for medical services delivered there, such as home health or hospice, but not rent, meals or personal care.

Does Idaho Medicaid pay for assisted living?

It pays for care services through the A&D waiver in RALFs that accept Medicaid, but not room and board.

How much does a nursing home cost in Idaho?

About $10,494 a month semi-private and $12,167 private, CareScout's 2025 Idaho medians.

What is the Medicaid asset limit in Idaho?

Generally $2,000 for a single applicant; spouses have additional protections.

Can veterans get help with assisted living costs?

Yes, VA pension with Aid and Attendance, up to $29,093 a year for a single veteran in the current rate year, reduced by countable income after care costs.

Is home care cheaper than assisted living in Idaho?

Only for limited hours; at $38 an hour, about 31 hours a week equals the assisted living median.

Does long-term care insurance pay for assisted living in Idaho?

Most policies do, subject to their benefit triggers and elimination period; send the policy's claim forms to the facility early, because the facility's nurse often has to document the care provided.

What are Idaho's 2025 senior care medians?

CareScout's 2025 tables give these statewide figures; none is specific to Boise.

Idaho, 2025Median per yearPer month (about)Idaho's rankU.S. median per year
Assisted living community$62,100$5,17544 of 50$74,400
Nursing home, semi-private room$125,925$10,49423$114,975
Nursing home, private room$146,000$12,16722$129,575
Home care, non-medical (44 hrs/week)$88,088$7,34116$80,080

CareScout Cost of Care Survey 2025, Ranked Median Costs by State data tables (document 298701, March 6, 2026). Monthly figures are CareScout's own annual medians divided by 12. Home care is priced at 44 hours a week; Idaho's hourly median is $38. CareScout's state tables give statewide medians only: no Boise-only and no memory care figure. CareScout publishes no Idaho adult day median (N/A in the 2025 tables).

What are the current VA pension rates with Aid and Attendance?

These are the maximum annual rates in effect December 1, 2025 through November 30, 2026.

WhoMaximum per yearAbout per month
Veteran with no dependents, Aid and Attendance$29,093$2,424
Veteran with one dependent, Aid and Attendance$34,488$2,874
Two veterans married to each other, both A&A$46,143$3,845
Surviving spouse, no dependents, Aid and Attendance$18,697$1,558
Veteran with no dependents, Housebound$21,313$1,776

VA pension rates in effect December 1, 2025 through November 30, 2026.

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